July Marks Another Solid Month for US Jobs

It has happened again. The U.S. has created more jobs than most people expected according to the July employment report. The jobs market is considered one of the most important indicators of economic health, and the latest employment figures sure offer a solidly promising (if not phenomenal) picture. According to the latest data from the […]

Are Investors Treading Dangerous Waters?

Are U.S. investors addicted to domestic equities? Among major developed countries, U.S. investors’ portfolios have the largest proportion of domestic exposure. But with skyrocketing valuations, are investors treading dangerous waters? As of December 2014, the share of home equities in U.S. investors’ portfolios was 79% – the highest among Canada, the U.K., Australia and Japan, […]

Wall Street Post Profits Near Pre-Crisis Highs

Rising above debates on regulations and their impact on the banking sector, the top U.S. banks have brought in aggregate profits close to their pre-crisis peak. That happened amid a far less lenient regulatory framework compared to before the crisis. To curb excessive risks taken by financial institutions, the previous government made sweeping changes in […]

Employers Slash Retirement Benefits: Is Your Retirement Under Threat?

Employers have apparently become thriftier with their retirement benefit contributions, according to a new study. Does that spell trouble for your retirement income? Probably, unless you follow a financial discipline that hinges on much more than your employer’s largesse (or the lack of it). Between 2001 and 2015, employers’ costs of contributing to retirement benefits […]

Will Retirees Outlive Their Nest Eggs?

Growing and preserving wealth are critical components in determining your financial well-being after you retire. But, the rising trend in life expectancies begs the question – can your wealth last your entire lifetime? It is no secret that average life expectancies in the U.S. have been climbing over the years. Longer lives entail longer time […]

The Fed Hikes Rate – But Are They Getting Too Ahead for the Economy’s Good?

Even as the Federal Reserve went ahead this month with the year’s second quarter-point hike in policy rate, the rally in long-term Treasuries refuses to budge.  So much so that yields are hitting record lows. Are investors skeptical about the U.S. economy’s readiness for monetary tightening? On June 14th, the target range of the Fed […]